Purchasing real estate is the largest investment decision you will
ever make, yet equally as important are your choices of financing.
Every day more lenders are competing for your business, regularly
introducing new mortgage options and features. A mortgage is more
than just a rate, and knowledge of the "bells and whistles" is also
important.
Most homeowners arrange their mortgage once every 3 to 5 years;
Owemanco, by calling on lenders hundreds of time each year, is able to
obtain competitive pricing. We can select from hundreds of mortgage
products offered by chartered banks, trust companies and credit unions,
and consequently the lenders realize that when we call, they must compete
for the business. Just as insurance brokers work to secure you the
best deal for your specific insurance needs, Owemanco, as an independent
mortgage broker, deals with more than 30 different financial
institutions, allowing us to offer you alternatives and the best rates.
We offer advice based on your best interests and needs, negotiate with
the financial institutions on your behalf, and have electronic access to
all of their products and underwriting departments.
The most important part - our services are free to qualified
borrowers. Even though we work for you and not the financial
institution, we get paid by the lender as compensation for bringing
them credit worthy customers.
While you may not enjoy negotiating with lenders, it is our
specialty. We can save you time and be a valuable source of
information and advice, even after you have closed your purchase
or renewed your existing mortgage. Just as you rely on your realtor
to negotiate your real estate transaction, having a mortgage broker
as part of your team makes sense.
Feel free to complete a confidential online application and
discover how Owemanco can save qualified borrowers thousands of
dollars over the life of their mortgage!
